Clear guidance for life’s biggest financial decisions.
Harvest is an independent fiduciary wealth management firm serving individuals and families with $500K to $20M+ in assets. We provide clear guidance so you can grow, protect, and enjoy your wealth through every season of life.
Our Difference
Harvest was built on a different belief: Wealth advice should be transparent, personal, and aligned with your best interests. That’s why we operate as an independent fiduciary firm, serving families with thoughtful planning and disciplined investment management.
Wealth Advice Should Be Clear, Honest, and Personal
Most people want the same thing from their financial life: clarity, confidence, and the freedom to enjoy what they’ve built.
But too often, the financial industry makes things more complicated, layering products, jargon, and hidden incentives into decisions that should be straightforward.
The Harvest Approach
We offer the structure and strategy to help grow your wealth—and the personal guidance to help you thrive.
1
Advice that puts your interests first
As a fiduciary firm, every recommendation must serve your best interest. Our guidance is independent and transparent, free from the financial industry’s inherent conflicts of interest.
2
Fee-only compensation
We don’t sell commission-based products. Our fee-only structure ensures that our advice is aligned with your goals, not product sales.
3
Clarity for everyone at the table
Financial decisions affect entire families. We communicate clearly and make sure spouses, partners, and next-generation family members understand the plan.
Who We Serve
Harvest works with individuals and families who want thoughtful guidance and a long-term partner in managing their wealth.
Individuals
Individuals who want independent advice they can trust
Retirees
Professionals approaching retirement
Business Owners
Business owners preparing for a transition or exit
Families
Families building and preserving generational wealth
A Cincinnati Firm with a Long‑Term View
Harvest was founded in 2008 by Marc Henn with a simple idea: Clients deserve independent advice they can trust. What began as a small practice has grown into a team serving individuals and families across the country. Today, Harvest continues to help clients navigate complex financial decisions with clarity, discipline, and a long-term perspective.
FAQs
Am I using the right investment vehicles?
Not all investments are created equal. We can provide an objective assessment of your current investment mix. We craft portfolios based on rigorous independent research and tailored to your risk tolerance and time horizon. We analyze all your investment accounts to ensure proper group diversification and avoid excessive overlap. We watch the markets, monitor global economies, and track government policy changes while searching for investment opportunities that provide risk-adjusted rates of return that stand the test of time.
How do I meet my cash flow needs?
Cash flow in retirement is vital. We help ensure that your income, savings, and investments align to maintain financial flexibility, and we coordinate your retirement paychecks based on your requirements while taking advantage of the tax treatments of different accounts.
Is my estate in order?
A well-structured estate plan ensures your wealth is transferred smoothly and according to your wishes. We help coordinate trusts, tax strategies, and legacy planning so your assets are protected and distributed in a way that aligns with your values. By proactively managing wealth transfer, we give you peace of mind that your family and future generations will be taken care of, and we make it easier for them to navigate when the time comes.
Will I have enough money in retirement?
Retirement should be a time to enjoy the life you’ve built, not worry about running out of money. We take a highly personalized approach to guide you through our comprehensive planning process that is easy on you while bringing a clear vision so you can see what’s possible in retirement. We consider income sources, investment objectives, and tax efficiency to construct a retirement strategy that supports your goals. We are insightful and creative in identifying solutions that help you navigate your way to and through retirement. As markets shift and life changes, we adjust your plan to keep you on track.
Am I saving enough now?
The way to know if you’re saving enough now is to understand your goals for retirement and estate planning. Once you know where you stand and where you want to go, the answer becomes clear. Even small steps in the right direction can make a big impact over time.
Some savers may need to make a course correction, while others may find that they can maintain their approach or even reduce their savings levels based on the strength of their plan. The answer is as unique as each person, which is why we come alongside our clients to offer perspectives backed by decades of experience and vast amounts of empirical data. While we may enjoy the details, most clients prefer the bottom line, so we tailor our approach to what you want to know.
Are my retirement goals achievable?
A strong retirement plan turns aspirations into reality. We take a comprehensive approach, analyzing cash flow, market conditions, inflation trends, and longevity risks to ensure your wealth supports both your lifestyle and long-term security. Whether retirement is years away, underway, or just around the corner, we help you prepare with clarity and confidence.
How do I prepare for my kid’s college years?
A solid education plan starts early. We help you navigate 529 plans, investment accounts, and funding strategies to ease the burden of tuition costs. We build college savings plans for clients with cost scenarios for most universities across the USA. We can also integrate college funding as a goal in your retirement plan so you can see the impact.
How can I minimize my taxes?
Smart tax planning keeps more of your wealth working for you. We look at every angle – tax-efficient investments, strategic withdrawals, charitable giving, and estate planning – to reduce unnecessary tax burdens. By navigating the complexities of current tax laws and adjusting your strategy accordingly, we help you make the most of your wealth over time.
How do I protect my assets as I get older?
Wealth protection goes beyond insurance. It’s about having the right strategies in place to shield your assets from unnecessary taxes, market volatility, and unforeseen risks. From proper investment selection to estate planning to tax-efficient wealth transfer, we help safeguard what you’ve built so you can enjoy it now and pass it on confidently.
Meet the Team
The Harvest team brings decades of combined experience in financial planning, investment management, and client service.