Fee-Only · Fiduciary · Cincinnati

A Cincinnati financial advisor who works for you — not a commission.

Harvest is an independent, fee-only wealth management firm in West Chester. As fiduciaries, we're legally obligated to act in your best interest. No product pushing. No hidden fees. No conflicts of interest.

Fee-only — no commissions, ever
SEC-registered fiduciary
CFP® & CDFA® practitioners on staff
Independently owned since 2008

Prefer to call? (513) 779-3030

Schedule your free discovery call

30 minutes with Joy Schlie, CFP®, CDFA® — no obligation, no pressure. Pick a time that works for you.

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Why Harvest

Most advisors are paid to sell. We're not.

Commission-based advisors earn money when they put you in certain products — whether those products are right for you or not. As a fee-only firm, Harvest earns nothing from product sales. Our only incentive is your financial success.

We serve individuals and families in Greater Cincinnati with $1M to $20M+ in investable assets who want genuinely independent guidance — not a sales pitch dressed up as advice.

SEE IF WE ARE A GOOD FIT
01

Fiduciary, always

We're legally and personally obligated to act in your best interest at all times — not just when it's convenient. This is a legal standard, not a marketing claim.

02

Fee-only, no exceptions

We don't earn commissions. We don't earn referral fees. We don't push products. Our compensation comes entirely from you — so our interests are always aligned.

03

Independent and unconflicted

No corporate mandates. No sales quotas. No parent company pushing proprietary products. We choose the best solutions from anywhere in the market.

04

150+ years of combined experience

Our team of CFP® and CDFA® practitioners brings deep expertise across wealth management, retirement planning, tax strategy, and estate planning.

Our Services

Comprehensive wealth management for every season of life

Comprehensive Planning

A personalized financial plan built around your life — income, taxes, investments, and legacy working in harmony.

Wealth Management

Hands-on portfolio management with independent, in-house research — not off-the-shelf models from a corporate home office.

Retirement Planning

Strategies to ensure your wealth lasts — income distribution, Social Security optimization, and legacy planning.

Corporate Executives

Specialized guidance on equity compensation, deferred comp, stock options, and the unique complexities of executive wealth.

Multi-Family Office

Institutional-level wealth management for ultra-high-net-worth families ($20M+) tailored to your family's full complexity.

Divorce Financial Planning

CDFA® advisors who protect your financial future and guide complex asset decisions during a difficult transition.

Client Perspectives

What our Cincinnati-area clients say

Harvest gave us a dual strategy no one else offered — and it's made a real difference.

Client since 2007 · Florida

Harvest brought fresh insight and diversification to a portfolio I've managed for 50+ years.

Client since 2024 · Ohio

Harvest made us feel like family — and gave us real confidence in our retirement.

Client since 2021 · Kentucky

Testimonials reflect the experience of selected clients. No compensation was provided. Results may not be representative and are not a guarantee of future performance.

15+
Years serving Greater Cincinnati
150+
Years of combined advisor experience
$1M+
Minimum investable assets served
$0
Commissions earned — ever

Local & Independent

Rooted in Greater Cincinnati since 2008

Harvest was founded in West Chester with one belief: people with meaningful wealth deserve an advisor whose only obligation is to them — not to a brokerage firm, insurance company, or corporate parent.

We serve clients across Greater Cincinnati — from Hyde Park to Mason, Anderson Township to West Chester — as well as clients who've relocated and want to keep the relationship they trust.

Harvest Financial Advisors
8840 Cincinnati-Dayton Road, West Chester, OH 45069

       (513) 779-3030 |  harvestadvisors.com      

Ready for a financial advisor who's truly on your side?

Schedule a complimentary, no-obligation discovery call with Joy Schlie, CFP®, CDFA®. We'll discuss your goals and be upfront about whether Harvest is the right fit.

SCHEDULE A FREE CALL

Or call (513) 779-3030