Fee-Only · Fiduciary · Cincinnati
A Cincinnati financial advisor who works for you — not a commission.
Harvest is an independent, fee-only wealth management firm in West Chester. As fiduciaries, we're legally obligated to act in your best interest. No product pushing. No hidden fees. No conflicts of interest.
Prefer to call? (513) 779-3030
Schedule your free discovery call
30 minutes with Joy Schlie, CFP®, CDFA® — no obligation, no pressure. Pick a time that works for you.
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Why Harvest
Most advisors are paid to sell. We're not.
Commission-based advisors earn money when they put you in certain products — whether those products are right for you or not. As a fee-only firm, Harvest earns nothing from product sales. Our only incentive is your financial success.
We serve individuals and families in Greater Cincinnati with $1M to $20M+ in investable assets who want genuinely independent guidance — not a sales pitch dressed up as advice.
See If We're a FitFiduciary, always
We're legally and personally obligated to act in your best interest at all times — not just when it's convenient. This is a legal standard, not a marketing claim.
Fee-only, no exceptions
We don't earn commissions. We don't earn referral fees. We don't push products. Our compensation comes entirely from you — so our interests are always aligned.
Independent and unconflicted
No corporate mandates. No sales quotas. No parent company pushing proprietary products. We choose the best solutions from anywhere in the market.
150+ years of combined experience
Our team of CFP® and CDFA® practitioners brings deep expertise across wealth management, retirement planning, tax strategy, and estate planning.
Our Services
Comprehensive wealth management for every season of life
Comprehensive Planning
A personalized financial plan built around your life — income, taxes, investments, and legacy working in harmony.
Wealth Management
Hands-on portfolio management with independent, in-house research — not off-the-shelf models from a corporate home office.
Retirement Planning
Strategies to ensure your wealth lasts — income distribution, Social Security optimization, and legacy planning.
Corporate Executives
Specialized guidance on equity compensation, deferred comp, stock options, and the unique complexities of executive wealth.
Multi-Family Office
Institutional-level wealth management for ultra-high-net-worth families ($20M+) tailored to your family's full complexity.
Divorce Financial Planning
CDFA® advisors who protect your financial future and guide complex asset decisions during a difficult transition.
Client Perspectives
What our Cincinnati-area clients say
Harvest gave us a dual strategy no one else offered — and it's made a real difference.
Harvest brought fresh insight and diversification to a portfolio I've managed for 50+ years.
Harvest made us feel like family — and gave us real confidence in our retirement.
Testimonials reflect the experience of selected clients. No compensation was provided. Results may not be representative and are not a guarantee of future performance.
Local & Independent
Rooted in Greater Cincinnati since 2008
Harvest was founded in West Chester with one belief: people with meaningful wealth deserve an advisor whose only obligation is to them — not to a brokerage firm, insurance company, or corporate parent.
We serve clients across Greater Cincinnati — from Hyde Park to Mason, Anderson Township to West Chester — as well as clients who've relocated and want to keep the relationship they trust.
Harvest Financial Advisors
8840 Cincinnati-Dayton Road, West Chester, OH 45069
Ready for a financial advisor who's truly on your side?
Schedule a complimentary, no-obligation discovery call with Joy Schlie, CFP®, CDFA®. We'll discuss your goals and be upfront about whether Harvest is the right fit.
Or call (513) 779-3030