Wisdom from Decades of Combined Experience
$600+ million
in assets under management
$600+ million
in assets under management
We are fee-only, focused on you.
No biased financial recommendations
No hidden or vague fees
No confusion around the service you receive
No limits to one investment company or mutual fund family
A purposeful growth path, personally designed.
Social Security Planner
The Social Security Planner helps you make informed decisions about when and how to claim your benefits for maximum impact.
Retirement Lifestyle Workbook
The Retirement Lifestyle Workbook helps you plan the numbers and envision the life you want in retirement.
5 Reasons to do a Retirement Plan
Clarify your retirement goals, address potential risks, and create a confident financial strategy with this guide.
A purposeful growth path, personally designed.
After getting to know your goals, dreams, and concerns, we conduct independent research and craft a comprehensive plan.
Asset Allocation
Strategic diversification to balance growth and risk
Investment Selection
Carefully curated investment options tailored to your needs
Retirement Planning
Personalized strategies to prepare for a comfortable retirement
College Planning
Guidance for securing educational funds and planning for family futures
Who We Serve
Harvest works with individuals and families who want thoughtful guidance and a long-term partner in managing their wealth.
Individuals
Individuals who want independent advice they can trust
Retirees
Professionals approaching retirement
Business Owners
Business owners preparing for a transition or exit
Families
Families building and preserving generational wealth
A Blueprint for Clarity
Our comprehensive framework for ultra-high net worth families is designed to order and protect your financial landscape and create unity among the family.
Safeguard Assets
Comprehensive risk management and tax-efficient strategies that protect wealth and preserve freedom.
Navigate Complexity
Integrated planning and investment coordination that align every part of your financial life.
Create Continuity
Family governance and education that strengthen relationships and prepare future stewards.
Give with Intention
Philanthropy and legacy planning that reflect your values and magnify your impact.
Strategic wealth preservation
Your financial life deserves more than a one-size-fits-all defense. Harvest gives you tailored risk strategies and steady guidance to help your assets remain resilient in every financial season.
Risk Mitigation
Proactive identification and reduction of financial vulnerabilities
Tax Management
Advanced strategies to minimize tax impact
Social Security
Comprehensive review and optimization of benefits
Insurance Strategies
Comprehensive protection for every facet of your wealth
Corporate Executive Services
Review and optimize compensation structures
Business Planning
Risk management solutions tailored to your unique business needs
What to expect from Harvest
A personalized plan that stays current no matter how quickly life changes.
Clarity across every area of your financial life.
Access to a vast range of investment opportunities.
Honest, transparent guidance, in a language that makes sense.
Deep expertise in managing wealth for people like you.
Multiple portfolio reviews each year.
FAQs
Am I using the right investment vehicles?
Not all investments are created equal. We can provide an objective assessment of your current investment mix. We craft portfolios based on rigorous independent research and tailored to your risk tolerance and time horizon. We analyze all your investment accounts to ensure proper group diversification and avoid excessive overlap. We watch the markets, monitor global economies, and track government policy changes while searching for investment opportunities that provide risk-adjusted rates of return that stand the test of time.
How do I meet my cash flow needs?
Cash flow in retirement is vital. We help ensure that your income, savings, and investments align to maintain financial flexibility, and we coordinate your retirement paychecks based on your requirements while taking advantage of the tax treatments of different accounts.
Is my estate in order?
A well-structured estate plan ensures your wealth is transferred smoothly and according to your wishes. We help coordinate trusts, tax strategies, and legacy planning so your assets are protected and distributed in a way that aligns with your values. By proactively managing wealth transfer, we give you peace of mind that your family and future generations will be taken care of, and we make it easier for them to navigate when the time comes.
Will I have enough money in retirement?
Retirement should be a time to enjoy the life you’ve built, not worry about running out of money. We take a highly personalized approach to guide you through our comprehensive planning process that is easy on you while bringing a clear vision so you can see what’s possible in retirement. We consider income sources, investment objectives, and tax efficiency to construct a retirement strategy that supports your goals. We are insightful and creative in identifying solutions that help you navigate your way to and through retirement. As markets shift and life changes, we adjust your plan to keep you on track.
Am I saving enough now?
The way to know if you’re saving enough now is to understand your goals for retirement and estate planning. Once you know where you stand and where you want to go, the answer becomes clear. Even small steps in the right direction can make a big impact over time.
Some savers may need to make a course correction, while others may find that they can maintain their approach or even reduce their savings levels based on the strength of their plan. The answer is as unique as each person, which is why we come alongside our clients to offer perspectives backed by decades of experience and vast amounts of empirical data. While we may enjoy the details, most clients prefer the bottom line, so we tailor our approach to what you want to know.
Are my retirement goals achievable?
A strong retirement plan turns aspirations into reality. We take a comprehensive approach, analyzing cash flow, market conditions, inflation trends, and longevity risks to ensure your wealth supports both your lifestyle and long-term security. Whether retirement is years away, underway, or just around the corner, we help you prepare with clarity and confidence.
How do I prepare for my kid’s college years?
A solid education plan starts early. We help you navigate 529 plans, investment accounts, and funding strategies to ease the burden of tuition costs. We build college savings plans for clients with cost scenarios for most universities across the USA. We can also integrate college funding as a goal in your retirement plan so you can see the impact.
How can I minimize my taxes?
Smart tax planning keeps more of your wealth working for you. We look at every angle – tax-efficient investments, strategic withdrawals, charitable giving, and estate planning – to reduce unnecessary tax burdens. By navigating the complexities of current tax laws and adjusting your strategy accordingly, we help you make the most of your wealth over time.
How do I protect my assets as I get older?
Wealth protection goes beyond insurance. It’s about having the right strategies in place to shield your assets from unnecessary taxes, market volatility, and unforeseen risks. From proper investment selection to estate planning to tax-efficient wealth transfer, we help safeguard what you’ve built so you can enjoy it now and pass it on confidently.
Meet Marc Henn, our CEO and the leader of our multi-family office.
With over 30 years of experience in multi-family office and wealth management, Marc Henn brings unique insights and fresh thinking to every partnership.